An estimate only — starting values are filled in, change them to yours. Nothing you type leaves this page.
What it is
CAGR (compound annual growth rate) is the single, steady yearly rate that takes a starting value to an ending value. It lets you compare investments held for different lengths of time.
How it's worked out
CAGR = (final ÷ starting)^(1 ÷ years) − 1. Total growth = final ÷ starting − 1.
What each input means
- Initial Investment: What the investment was worth at the start.
- Final Value: What it is worth at the end, or today.
- Time Period: For how many years.
Good to know
CAGR smooths out the ups and downs along the way, and it ignores any money added or taken out in between. For a SIP, the right measure is XIRR, not CAGR.
A quick example
₹1 lakh that became ₹2 lakh in 5 years grew at about 14.9% a year.
This calculator is in the Lekhya app too — offline, no account, and pre-filled from what you track, like your PPF, EPF and NPS. Nothing leaves your phone.
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